Top National Veterans Resources for Military Members and Their Families

Military families and veterans face unique problems that can make day-to-day life a struggle. You’d think that unemployment, soaring debt, lack of proper food, dealing with disabilities, and poverty just affect civilians. But, no—for many military families and veterans, these problems are a sad fact of daily life. If you’re in the military or an ex-service person what can you do to make ends meet and cope?

Thankfully, there are many veterans’ resources on a national level to provide you with assistance. Government and non-profit organizations can offer benefits, grants, and support just when you need it. Accessing these national veterans’ resources is not difficult if you know where to look. This article lists many of the resources that you may be eligible for if you have served or are serving in the military. 

Challenges Facing Members of the Military and Veterans

On the face of it, serving in the military should give you some of the best life skills you need. You learn how to stay organized, rely on others, deal with bureaucracy, work as a team, and solve problems. Unfortunately, this harsh reality is that these skills don’t always translate into public or private life. 

A 2018 survey found that spouses of persons in the military also face unique challenges. For example, nearly 90% of respondents reported that their spouse’s deployment causes stress, anxiety, depression, or feelings of loneliness. Also, active-duty spouses are more likely to be unemployed than civilian spouses. 

Other studies show that veterans face many challenges if they have to look for a job. In many states, the unemployment rate among veterans is higher than the national average. Also, employers lack an understanding of how military-specific skills can benefit the workplace.Added to the difficulty of finding a decent job, doctors report that veterans are at higher risk of mental health issues—stress, depression, substance abuse, and thoughts of suicide. If you feel that these issues affect you, help is at hand. Read on to find out where you can turn to for help and support.

List of National Veterans Resources 

Here are some of the best resources for veterans, military members, and their families. 

National veteran’s crisis line

You don’t have to suffer in silence. Talk to a person who understands military life and who is qualified to give support. The Veterans Crisis Line puts you in touch with help if you’re feeling anxious or alone. You can also call this helpline if you’re worried about a loved one serving in the military.

Call 800-273-8255 or visit this website if you’re in a crisis.

Disability compensation for veterans

If you’re struggling to make ends meet due to a disability you got while serving, you may be entitled to disability compensation. You could get monthly cash if you’ve got a chronic illness, physical injury, or post related stress disorder (PTSD). To be eligible for the disability benefits, your condition must be related to your military service. Dependents of injured service personnel may also claim compensation. 

Visit the U.S. Department of Veterans Affairs website for more information.

Caregiver support for military families

There are several VA programs to help caregivers look after wounded and disabled spouses or parents. You may be able to get money every month, health insurance, travel expenses, and respite care. Eligibility depends on the level of daily care and how long care is necessary.

Visit this website for more information.

Specially Adapted Housing (SAH) grants

You could get financial assistance to adapt a home to make it suitable for a veteran living with a permanent disability. This can make caring for a permanently-injured person easier, or make independent living possible. Renovations can include work in bathrooms, kitchens bedrooms, or anywhere else where the property needs to be adapted.

You can submit a form at the eBenefits Government website.

VA mortgage assistance

If you’re worried about paying your mortgage, you might be able to get mortgage assistance. It can be possible to refinance your existing VA loan to avoid potential foreclosure. Refinancing may include any of the following:

  • VA streamline refinance loan
  • Work out a new repayment plan
  • Provide a loan modification 
  • Offer special forbearance
  • Refund the loan

Get more information from the Government’s benefits service.

National resources for homeless veterans

If you’ve been in the military and lost your home or at threat of losing it, then several charities and government resources can help. For example, you may qualify for public housing or rental assistance. In addition to housing assistance, some national veterans’ resources also include employment and health care assistance for homeless veterans.

Find out more on this government website.

VA health care

Due to the high costs of medical bills, you may find it impossible to pay for health care. If that’s the case, find out if you qualify for VA health care. Some of the services that VA health care covers include: 

  • Immunization shots
  • Surgery
  • Medical treatment
  • Acute and specialized care
  • Emergency care in a non-VA hospital
  • Prescriptions

Qualifying for VA health care can also supplement regular health insurance. For example, it covers the same as Medicare Part D

Related information: How to get low-cost medical treatment.

Health benefits for military family members 

If you’re currently in the military or a veteran, you may qualify for the TRICARE health plan. You can get medical treatment through military treatment facilities or through Primary Care Managers (PCM). This health insurance allows servicemembers and their family to pay an annual deductible and 20% of medical costs.

There are several TRICARE plans, and they can include dental insurance. Find out more at the TRICARE website.

Unemployment resources for veterans

Being discharged from the military can leave you stressed about getting a job. In this situation, you should be able to get unemployment compensation. This can be a lifeline for keeping your head above water while you look for a job. Each state has its own requirements, and the level of benefits varies from state to state. 

Get more information at the U.S. Department of Labor website.

Tax benefits for military families and veterans

Serving in the military means you can get extra tax breaks, which can save you a chunk of money come tax time. You may even qualify for certain tax exclusions or get additional tax refunds if you’re disabled. Even getting free help to fill and file a tax return can save you a lot of time, headache, and sleepless nights.

Find out more from the IRS.

National Veterans Resources: A Takeaway

Serving in the military—past or present—brings tough challenges with it. Many government resources provide financial, emotional, and medical support to military members and their families. With a bit of work and perseverance, you can access many national resources for veterans and military personnel.