Payment Status Unavailable? Try the IRS Check Tracking Portal

Are you panicking because your coronavirus stimulus payment hasn’t arrived? If so, you can check its status at the IRS check tracking portal. But getting the dreaded payment status unavailable at the tracking portal is probably not what you were expecting. 

Let’s face it. If you were on the IRS website in the first place, then you’re probably desperate to know where your money is. So, getting told that the payment status is unavailable isn’t going to help your stress levels. This article aims to put your mind at rest on getting your stimulus check. We’ll also share some helpful tips on using the IRS check tracking portal to find out your payment status.

IRS Coronavirus Stimulus Checks

The coronavirus stimulus payments are part of the $2 trillion relief package to give financial aid to hard-up Americans. The stimulus checks are a one-time payment of up to $1,200 for each taxpayer. To be eligible for receiving the full Covid-19 rebate, you have to earn less than $75,000. Also, if you’re struggling to get by on benefits or a low income, you will automatically qualify for the payments. 

Unfortunately, lots of people who qualify — or, who think they qualify — are still waiting on their checks. If you are one of them, the Get My Payment tool on the IRS website can help you find out the status of your stimulus check.

When did the IRS send coronavirus stimulus payments?

The IRS started sending out stimulus payments to bank accounts in the middle of April. Millions of taxpayers have already received their coronavirus payments. The first payments were made to people via direct bank payments and those who filed their 2018 or 2019 tax returns. However, it’s going to take longer to get your rebate payment if you’re waiting on a paper check. 

From April 15, it has been possible to track your stimulus check using the Get My Payment tool. On the portal, you can find out how much your Covid-19 stimulus payment will be and what its status is. But there could be several reasons why you may be getting a payment status unavailable message.

The IRS Check Tracking Portal

The check tracking portal on the IRS website is to help folks find out where their coronavirus rebate is. In the future, the IRS website could be useful in tracking any additional coronavirus stimulus checks that congress approves. 

If the IRS has your bank details and you qualify, the good news is that you should already have your payment. If not, then you should use the tracking tool to find out what you need to do. 

Most people who use the IRS payment tracking portal are waiting on checks to arrive in the mail. According to the government, the IRS can only process five million checks a week. So, it could take up to five months before everyone gets their stimulus check. 

However, try not to stress if you are surviving on a low income or benefits. The IRS said that it’s prioritizing their mailing system. So, the ones hardest affected by the Covid-19 economic hardship should be among the first to receive a check in the mail. 

How the IRS Stimulus Check Tracking Portal Works

To use the Get My Payment tool, you’ll need a copy of your 2018 or 2019 tax return. So, if you’ve not already filed your tax returns, now is the time to do it. You’ll also need to provide your Social Security Number or Tax ID number. 

The IRS portal also has a tracking tool if you don’t need to file a tax return, but want to track the status of your check. Reasons why you may need to use the Non-Filers Tracking Tool include the following: 

  • You’re receiving Supplemental Security Income (SSI), Social Security Disability (SSDI), or Veterans Affairs (VA) benefits
  • You receive Railroad Retirement benefits
  • You have low earnings and are not required to file a tax return

If you’ve entered your details correctly, the portal should tell you the following:

  • Your payment status
  • The type of payment you will receive — bank deposit or paper check
  • If you need to give more information, for example, bank details

Reason for Getting a Payment Status not Available Message

What does it mean if you get a message on the IRS portal that your payment status isn’t available? There can be several reasons why. According to the IRS website, the most common reasons are the following:

  • Eligibility — You may not be eligible to receive the stimulus payment. One reason is if your earnings are over $99,000. Or, if someone else is claiming you as a dependent on their 2019 or 2019 tax return.
  • Tax return status — The IRS may not have finished processing your 2019 tax return. Or, you haven’t yet filed your tax return for 2018 or 2019. 
  • You are a Non-Filer — The IRS Get My Payment tool doesn’t provide information for Non-Filers.
  • Incorrect information — You could have entered the wrong information or made a typo. For example, you have to answer security questions to confirm your identity. So, if the info you put in doesn’t match the IRS database, you will get a Status Not Available message.
  • Time of day — The IRS says that they update their data once per day. So, it could be that you checked your status before it was updated. It’s worth checking every day if you are concerned about where your stimulus check is.

Interestingly, some folks have figured out that the way you write your address can have an effect. For example, writing your address in all caps allowed some to see their status. Or, you could try writing “Unit” rather than “#” for your apartment address. 

How to Get Your Coronavirus Stimulus Payment Faster

What if you can’t wait up to five months to get your Covid-19 stimulus check in the mail? You can use the IRS tracking portal to enter your bank details. Remember, most people who’ve got their bank details registered with the IRS have already gotten their cash. 

To help get your coronavirus rebate quicker, head to the Get My Payment page and click the blue button. On the next page, check “OK.” Then, enter the required information to confirm your identity. After that, you’ll see your status and payment type. If you’re eligible for a check, enter your bank account details.

Registering your details with the IRS will also mean you get money faster if more financial aid is on the table. For example, there is a bill in congress called the Emergency Money for the People Act. If passed, this act will give every person over age 16 in the US $2,000 a month during the Covid-19 pandemic. 

The IRS Checking Portal: A Takeaway

If your stimulus check hasn’t arrived yet, then head to the IRS check tracking portal. This easy-to-use tool can help put your mind at rest knowing what your payment status and when you can expect to receive your money.