Can You Track Your Covid19 Stimulus Check?

The first stimulus checks should already be on their way to millions of Americans. But should you be worried if you’ve not received yours yet? You might be in desperate need of cash because you lost your job, had hours cut, or got high medical bills to pay. If you need to know where your Covid19 relief money is, how can you track your stimulus check? Knowing how to track your stimulus check can give you some peace of mind during this coronavirus madness. Because let’s face it — you’ve got a ton of other things to worry about. You’ve got to keep the kids entertained during lockdown, work from home, or deal with the stress of being unemployed. 

Are you wondering, where’s my Covid19 check? Read on to find out if you can track your IRS payment. You’ll also get some helpful advice on how to make the most of the relief payment so you can weather this storm. 

Covid19 Stimulus Checks—A Brief Overview

The Covid19 relief checks are part of the CARES package to ease financial hardship for millions of U.S. citizens. The government has allotted $2 trillion to help you pay expenses, give you unemployment benefits, or pay for sick leave. 

If you’re eligible, you’ll receive a stimulus check of up to $1,200 as a one-time payment. Kids of eligible parents will also receive $500. So, good news if you’re hard-up and getting by on a meager income. 

How do you know if you qualify for the IRS payment? And, how much can you expect when you check does arrive? 

Anyone on welfare, receiving Social Security benefits, or has a low income will automatically qualify. This means you can soon expect a check in the mail or a bank deposit of up to $1,200. 

There are also guidelines on how much your coronavirus relief payment will be if you are employed. The guidelines are:

  • Individuals earning up to $75,000 will receive $1,200
  • Heads of households earning up to $122,500 get $1,200
  • Kids of eligible parents get $500

If you earn between $75,000 and $99,000, the amount you receive depends on your earnings. This is on a sliding scale basis. Anyone earning over $99,000 isn’t eligible for the Covid19 stimulus check. 

How to qualify for the coronavirus stimulus check

Most taxpayers don’t have to do anything to receive the stimulus payment. 

The IRS uses tax returns from 2018 or 2019 to send the relief payments. So, if you’ve not already done so, now’s the time to file your 2019 tax return. To get your stimulus check faster, try to do this before April 15, even though there’s an extension until July 15 to file tax returns in 2020. 

If you already receive benefits, your check will arrive in the mail, or you’ll get a direct deposit into your bank account. Covid19 relief money paid into bank accounts should arrive mid-to-late April. But it may take a few weeks longer for checks to arrive. 

What if you’re on a low income and don’t file tax returns? You can use this free IRS tool to file a simple tax return to get your stimulus payment faster.

How to Track Your Stimulus Check 

Of course, the big question is: how can you know where your Covid19 stimulus check is?

Forbes reported that the first stimulus checks are being sent as early as April 9. These payments are made to taxpayers who have already filed their tax returns and have provided direct deposit info. This means that the first stimulus payments should arrive in bank accounts by April 14. 

Paper checks are due to be mailed out starting on April 24. Priority is given to low-income workers so that they can get the much-needed relief aid first. 

As of mid-April, there is no way to track stimulus checks online. However, the IRS says that they will send letters out 15 days after stimulus payments are made. If you receive notice of a payment but haven’t got your money yet, you’ll need to call the IRS.

Tracking stimulus checks sent by mail

You may be able to track your Covid19 stimulus check if you expect to receive it by mail. The way to track your paper check is by using the free U.S. Postal Service tool “Informed Delivery.”

Of course, this service is not specifically designed to track stimulus checks in the mail. However, you can use it to find out if your payment is on its way and when to expect it. This is a great way to ease some anxiety about when to expect your check. 

How to Use Your Covid19 Stimulus Check

If you’re out of work or working reduced hours, the relief payment of $1,200 is going to help meet your immediate needs. But you probably have a mountain of bills to pay, and you need to get groceries. If sticking to a budget was hard before the pandemic, it’s even more challenging now. How can you prioritize? 

Take care of your immediate needs first — food and medical care. Other things like paying off loans and credit cards should take second place. You need as much cash-on-hand as possible. 

Paying rent is also essential because you need shelter. It’s good to know that most states are putting moratoriums on rent and loan payments. This means that you can’t get kicked out of your apartment for not paying rent during the Covid19 pandemic. You’ve got some breathing space, but you’ll have to pay rent eventually. So, it’s wise not to fall too far behind on rent payments.

Please read this article to know if you have to pay rent during the Covid19 pandemic.

If you have mounting debt due to the coronavirus, contact your lenders to find out what temporary relief they are providing.

Of course, if you’ve got income and have enough cash to buy groceries, then paying off debt is a good idea. But check with your credit card provider. Some are allowing deferred payments and waiving interest. 

Tracking your Covid19 Relief Payment: A Takeaway

Stimulus payments should arrive between mid-April and the end of May. When the relief money comes, use it to help you and your family get the basic necessities to stay safe and well.